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Monthly Archives: November 2021

    Home Is Where the Heart Is More than Ever This Year

    By Steven Padernacht | November 30, 2021

    There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership has a... Read More

    Why Now Is a Great Time To Sell Your House

    By Steven Padernacht | November 29, 2021

    As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles. In fact, recent data from realtor.com shows a larger share of homeowners are planning to list their houses this winter. So, that means more... Read More

    Reasons To Hire a Real Estate Professional [INFOGRAPHIC]

    By Steven Padernacht | November 26, 2021

    Some Highlights Whether you’re buying or selling, there are many perks that come from working with a real estate advisor. Real estate professionals are experts at navigating all aspects of the buying and selling process, including negotiating on your behalf. We can also explain today’s market and break down what it means for you. Don’t go at it alone. Let’s... Read More

    Thank You for Your Support

    By Steven Padernacht | November 25, 2021

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    How Smart Buyers Are Approaching Rising Mortgage Rates

    By Steven Padernacht | November 24, 2021

    Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022: “The 30-year fixed-rate mortgage was 2.9% in the third quarter of 2021. We forecast mortgage rates to increase slightly through the remainder of the year and reach 3.0%, rising to 3.5% for full year 2022.” If... Read More

    Don’t Believe Everything You Read: The Truth Many Headlines Overlook

    By Steven Padernacht | November 23, 2021

    There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise. With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that... Read More

    4 Ways Homeowners Can Use Their Equity

    By Steven Padernacht | November 22, 2021

    Your equity is a powerful tool that can help you achieve your goals as a homeowner. And chances are, your equity grew substantially over the past year. According to the latest Equity Insights Report from CoreLogic, homeowners gained an average of $51,500 in equity over the past year. If you’re looking for the best ways to use your growing equity, here... Read More

    Your Journey to Homeownership [INFOGRAPHIC]

    By Steven Padernacht | November 19, 2021

    Some Highlights When it comes to buying a home, there are a number of key milestones along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. When you’re ready to start your journey, let’s connect so you have trusted guidance at every milestone in the... Read More

    Home Sales About To Surge? We May See a Winter Like Never Before.

    By Steven Padernacht | November 18, 2021

    Like most industries, residential real estate has a seasonality to it. For example, toy stores sell more toys in October, November, and December than they do in any other three-month span throughout the year. More cars are sold in the U.S. during the second quarter (April, May, and June) than in any other quarter of... Read More

    Retirement May Be Changing What You Need in a Home

    By Steven Padernacht | November 17, 2021

    The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. According to the Schwartz Center for Economic Policy Analysis, 2021 saw a retirement boom: “At least 1.7 million more older workers than expected... Read More