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Monthly Archives: September 2024

    How to Set Up Your New Home for Energy Efficiency

    By Steven Padernacht | September 30, 2024

    Moving into a new home is exciting but comes with new responsibilities. One of the smartest things you can do is set up your home for energy efficiency. Not only will this help you save money on utility bills, but it also reduces your overall energy consumption. Small changes can make a big difference when... Read More

    What To Know About Closing Costs

    By Steven Padernacht | September 24, 2024

    Planning for the fees and payments you'll need to cover when you're closing on your home is important – and it doesn’t have to be a big surprise. With the right experts on your side, you can make sure you’re prepared. Let’s connect so you have someone you can go to for more tips and advice. Read More

    Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List

    By Steven Padernacht | September 11, 2024

    Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market. To make sure you’re ready, you need to get pre-approved for a mortgage. That’s when a lender looks at your finances, including things like your W-2, tax returns, credit score, and bank statements, to... Read More

    Preparing Your Home for Sale: Decluttering Strategies That Work

    By Steven Padernacht | September 10, 2024

    Selling your home can be an exciting but overwhelming process. There’s much to consider: pricing, marketing, negotiations, etc. However, one of the most important steps (and one you have the most control over) is making sure your home looks its best. And that starts with decluttering. You might think, “Sure, I’ll just toss a few... Read More

    Why a Foreclosure Wave Isn’t on the Horizon

    By Steven Padernacht | September 9, 2024

    Even though data shows inflation is cooling, a lot of people are still feeling the pinch on their wallets. And those high costs on everything from gas to groceries are fueling unnecessary concerns that more people are going to have trouble making their mortgage payments. But, does that mean there’s a big wave of foreclosures coming? Here’s... Read More

    Could a 55+ Community Be Right for You?

    By Steven Padernacht | September 6, 2024

    If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you. Here’s some information that could help you make your decision. What Is a 55+ Community? It’s important to note that these communities aren’t just for people who need extra support – they can be... Read More

    The Latest on the Luxury Home Market

    By Steven Padernacht | September 5, 2024

    Luxury living is about more than just stunning views and cutting-edge smart home technology—it’s about elevating your lifestyle. And if you’re in the market for a million-dollar home, now is an excellent time to explore the thriving luxury market. Here’s why. The Number of Luxury Homes Is Growing The top of the market, or luxury... Read More

    How the Federal Reserve’s Next Move Could Impact the Housing Market

    By Steven Padernacht | September 4, 2024

    Now that it’s September, all eyes are on the Federal Reserve (the Fed). The overwhelming expectation is that they’ll cut the Federal Funds Rate at their upcoming meeting, driven primarily by recent signs that inflation is cooling, and the job market is slowing down. Mark Zandi, Chief Economist at Moody’s Analytics, said: “They’re ready to cut, just as long as we... Read More

    Should You Sell Now? The Lifestyle Factors That Could Tip the Scale

    By Steven Padernacht | September 3, 2024

    Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving are reason enough to make the leap sooner rather than later.... Read More