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Monthly Archives: November 2024

    How To Get Your House Ready To Sell in 2025

    By Steven Padernacht | November 29, 2024

    Some Highlights If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal... Read More

    Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

    By Steven Padernacht | November 28, 2024

    With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many... Read More

    What’s Behind Today’s Mortgage Rate Volatility?

    By Steven Padernacht | November 27, 2024

    If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what... Read More

    Is Wall Street Really Buying All the Homes?

    By Steven Padernacht | November 26, 2024

    Let’s be real – buying a home right now is tough. You’re scrolling through listings, rushing to open houses, and maybe even losing out to more competitive offers. Somewhere along the way, you might’ve heard the reason it’s so hard to find a home is because big Wall Street investors are swooping in and snatching up everything in sight.... Read More

    Don’t Let These Two Concerns Hold You Back from Selling Your House

    By Steven Padernacht | November 25, 2024

    If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market. Maybe you’re wondering if it’s even a good idea to move right now. Or you’re stressed because you think you won’t find a house you like. To put... Read More

    The Big Difference Between Renter and Homeowner Net Worth

    By Steven Padernacht | November 22, 2024

    Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Let’s connect if you want to learn more about the financial... Read More

    Should You Sell Your House or Rent It Out?

    By Steven Padernacht | November 21, 2024

    When you’re ready to move, figuring out what to do with your house is a big decision. And today, more homeowners are considering renting their home instead of selling it. Recent data from Zillow shows about two-thirds (66%) of sellers thought about renting their home before listing, with nearly a third (28%) taking that possibility seriously. Compared to 2021,... Read More

    More Homes, Slower Price Growth – What It Means for You as a Buyer

    By Steven Padernacht | November 20, 2024

    There are more homes on the market right now than there have been in years – and that could be a game changer for you if you’re ready to buy. Let’s look at two reasons why. You Have More Options To Choose From An article from Realtor.com helps explain just how much the number of homes for sale has... Read More

    What’s Motivating Homeowners To Move Right Now

    By Steven Padernacht | November 19, 2024

    Over the past few years, some homeowners have decided to delay their move because they don’t want to sell and take on a higher mortgage rate on their next home. Maybe you’re thinking the same thing. And honestly, that’s no surprise. It’s a very common roadblock and is one of the biggest factors that’s kept the number of homes... Read More

    The Majority of Veterans Are Unaware of a Key VA Loan Benefit

    By Steven Padernacht | November 18, 2024

    For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to Veterans United, only 3 in 10 Veterans realize they may be able to buy a home without needing a down payment (see visual below): That’s why it’s so important for Veterans – and anyone who... Read More