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    Your Tax Refund Can Help You Achieve Your Homebuying Goals

    By Steven Padernacht | April 12, 2023

    Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses. SmartAsset estimates the average American will receive a $1,798 tax... Read More

    The Big Advantage If You Sell This Spring

    By Steven Padernacht | April 11, 2023

    Thinking about selling your house? If you’ve been waiting for the right time, it could be now while the supply of homes for sale is so low. HousingWire shares: “. . . the big question is whether we are finally starting to see the seasonal spring increase in inventory. The answer is no, because active listings fell to... Read More

    Homebuyer Activity Shows Signs of Warming Up for Spring

    By Steven Padernacht | April 11, 2023

    The spring season appears to be warming up in housing as more and more buyers enter the market. And after rising mortgage rates sidelined so many buyers last year, that’s a good sign for sellers. has the latest: “Spring is officially here, and like green shoots emerging from the bleak winter, new data suggests that more buyers are back in the... Read More

    The Key Advantage of Investing in a Home [INFOGRAPHIC]

    By Steven Padernacht | April 10, 2023

    Some Highlights Buying a home is a major way to build wealth and gain financial stability. That’s why, across different income levels, the largest part of most homeowners’ net worth is their equity. Let’s connect today so you can start investing in homeownership. Read More

    Trying To Buy a Home? Hang in There.

    By Steven Padernacht | April 7, 2023

    We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s market that give you good reason to stick with your... Read More

    NYC Neighborhoods Where Buying Beats Renting

    By Steven Padernacht | April 6, 2023

    Alt: A girl looking at NYC from a rooftop. The city that never sleeps comes with a complicated real estate market. However, there is a solution if you are frustrated by high rent prices and difficult landlords. There are NYC neighborhoods where buying beats renting, and, to help you along, we have organized them in... Read More

    Why Aren’t Home Prices Crashing?

    By Steven Padernacht | April 5, 2023

    There have been a lot of shifts in the housing market recently. Mortgage rates rose dramatically last year, impacting many people’s ability to buy a home. And after several years of rapid price appreciation, home prices finally peaked last summer. These changes led to a rise in headlines saying prices would end up crashing. Even... Read More

    Two Reasons You Should Sell Your House

    By Steven Padernacht | April 4, 2023

    April 4, 2023 For SellersHousing Market Updates Selling Myths Wondering if you should sell your house this year? As you make your decision, think about what’s motivating you to consider moving. A recent survey from asked why homeowners are thinking about selling their houses this year. Here are the top two reasons (see graphic below): Let’s break those... Read More

    How Changing Mortgage Rates Can Affect You

    By Steven Padernacht | April 3, 2023

    The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship... Read More

    Facts About Closing Costs [INFOGRAPHIC]

    By Steven Padernacht | March 31, 2023

    Some Highlights If you’re thinking about buying a home, be sure to plan for closing costs. Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more. Let’s connect so I can answer your questions about the homebuying process. Read More